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Privacy Policy

Effective date July 1st. 2015


These Terms and Conditions is applicable to your use and access of the

This Privacy Policy (hereinafter “Policy”) describes the ways we collect, store, use and protect your personal information. You accepted this policy when you signed up for our Service. We may amend this policy at any time by posting a revised version on our website. The revised version will be effective at the time we post it. In addition, if the revised version includes a substantial change, we will provide you with 30 days prior notice by posting notice of the change on the website. 

You accept and agree to the changes if you continued use of the website following the posting of revised Policy. You have to check this page periodically, so you are aware of any changes, as they are binding on you. 

Throughout this policy, we use the term "Personal Information" to describe information that can be associated with a specific person and can be used to identify that person. We do not consider personal information to include information that has been anonymized so that it does not identify a specific user. 

This policy is a part of the Terms and Conditions of the website. 

This policy indicates what information is collected when you use the website. We kindly ask you to read attentively, conscientiously and correctly this Privacy Policy to understand our policies and practices regarding your information and how we will treat it. 

There are some third party links on the website. Company is not responsible for the privacy laws or content of such thirdparty websites. We encourage you to be aware when you leave the website and to read the privacy statements of each and every website that collects Personally Information about you. By using our website, you provide your consent that you accept and agree to be bound and abide by these Privacy Policy. If you do not agree to be bound by this Privacy Policy, you must quit using the website urgently. 

1. Personal Information Collection

1.1. When you visit the Ecoinspeed website, we collect your IP address and standard web log information, such as your browser type and the pages you accessed on our website. 
1.2 If you open an account, we collect the following types of information from you: 
Contact information  your name, address, phone, email, instant messenger ID and 
other similar information. 
Financial information  the full bank account numbers and credit card numbers that you link to your Ecoinspeed account. 
1.3 Before permitting you to use our Service, we may require you to provide additional information we can use to verify your identity or address or manage risk, such as your date of birth, passport or other information. We may also obtain information about you from third parties such as credit bureaus and identity verification services accordingly to the Laws. 
1.4. When you are using our Service, we collect information about your account transactions and we may collect information about your computer or other access device for fraud prevention purposes. 
1.5 Finally, we may collect additional information from or about you in other ways not specifically described here. For example, we may collect information related to your contact with our customer support team or store results when you respond to a survey.

2. Cookies

2.1. When you access our website, we, or third parties companies we hire to track how our website is used, may place small data files called "cookies" on your computer. 
2.2. We send a "session cookie" to your computer when you log into your account. This type of cookie helps us to recognize you if you visit multiple pages on our site during the same session, so that we don't need to ask you for your password on each page. Once you logout or close your browser, this cookie expires and no longer has any effect. 
2.3. We also use longerlasting cookies for other purposes such as to display your email address on our signin form, so that you don't need to retype the email address each time you log in to your account. 
2.4. We encode our cookies so that only we can interpret the information stored in them. You are free to decline our cookies if your browser permits, but doing so may interfere with your use of our website. We may also collect information about your computer or other access device to mitigate risk and for fraud prevention purposes.

3. Personal Information Protection

3.1. We store and process your personal information on extremely secured dedicated servers, and we protect it by maintaining physical, electronic and procedural safeguards in compliance with applicable government regulations. We use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our buildings and files, and we authorize access to personal information only for those employees who require it to fulfill their job responsibilities.

4. Use of Personal Information

4.1. Our primary purpose in collecting personal information is to provide you with a secure, smooth, efficient, and customized experience. We may use your personal information to: 
provide the services and customer support you request; 
process transactions and send notices about your transactions; 
resolve disputes, collect fees, and troubleshoot problems; 
prevent potentially prohibited or illegal activities, and enforce our Terms and Conditions; 
customize, measure, and improve our services and the content and layout of our website; 
send you targeted marketing, service update notices, and promotional offers based on your communication preferences; 
compare information for accuracy and verify it with third parties.

5. Sharing Information with Ecoinspeed Users

5.1. To process your payments, we may need to share some of your personal information with the person or company that you are paying or is paying you. Your contact information, date of signup, the number of payments you have received from verified Ecoinspeed users, and whether you have verified control of a bank account are provided to other Ecoinspeed users whom you transact with through our website. Additionally, you can provide to Ecoinspeed users any information about your account by filling in a special form My Account > Profile > Account > Public Information. 

5.2. If you are buying goods or services and pay through Ecoinspeed, we may also provide the seller with your address to help complete your transaction with the seller. The seller is not allowed to use this information to market their services to you unless you have agreed to it. If an attempt to pay your seller fails, or is later invalidated, we may also provide your seller with details of the unsuccessful payment. To facilitate dispute resolutions, we may provide a buyer with the seller's address so that goods can be returned to the seller. 

5.3. We work with merchants to enable them to accept payments from you using Ecoinspeed. In doing so, a merchant may share information about you with us, such as your email address, when you attempt to pay that merchant. We use this information to confirm to that merchant that you are a Ecoinspeed user and that the merchant should enable Ecoinspeed as a form of payment for your purchase. Also, if you request that we validate your status as a Ecoinspeed user with a third party, we will do so. Please note that merchants you buy from and contract with have their own privacy policies, and we are not responsible for their operations, including, but not limited to, their information practices. 

5.4. Regardless, we will not disclose your credit card number or bank account number to anyone you have paid or who has paid you through our service, except with your express permission or if we are required to do so to comply with a subpoena or other legal process.

6. Sharing Information with Other Parties

6.1. We may share your personal information with: 
Members of the Ecoinspeed Inc. corporate family  to provide joint content and services (like registration, transactions and customer support), to help detect and prevent potentially illegal acts and violations of our policies, and to guide decisions about their products, services and communications. Members of our corporate family will use this information to send you marketing communications only if you have requested their services. 
Service providers under contract who help with parts of our business operations; (fraud prevention, bill collection, marketing, technology services). Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit. 
Financial institutions that we partner with to jointly create and offer a product such as the Ecoinspeed credit card where we share information with partner bank to determine whether you should receive preapproved offers for the Ecoinspeed credit card. These financial institutions may only use this information to market Ecoinspeedrelated products, unless you have given consent for other uses. 
Credit bureaus to report account information, as permitted by law. 
Banking partners as required by credit card association rules for inclusion on their list of terminated merchants (in the event that you meet their criteria which includes having Ecoinspeed close your Ecoinspeed Account due to your breach of the Ecoinspeed Terms of Service). 
Companies that we plan to merge with or be acquired by. (Should such a combination occur, we will require that the new combined entity follow this privacy policy with respect to your personal information. If your personal information could be used contrary to this policy, you will receive prior notice.) 
Law enforcement, government officials, or other third parties when 

a) we are compelled to do so by a subpoena, court order or similar legal procedure; 
b) we need to do so to comply with law; 
c) we believe in good faith that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of our Terms of Service. 

Other third parties with your consent or direction to do so. 
6.2. Ecoinspeed will not sell or rent any of your personal information to third parties for their marketing purposes and only shares your personal information with third parties as described in this policy. 
6.3. If you open an Ecoinspeed account directly on a third party website or application, any information that you enter on that website or application (and not directly on an Ecoinspeed website) will be shared with the owner of the third party website or application.

7. Prohibition

7.1. Any use or access to the websites by anyone under the age of 18 is prohibited.If you are under 18, do not use or provide any information on the website or on or through any of its features, register on the website, use any of the interactive or public comment features on the website, or provide any information about yourself to us. 

7.2. In case, we research any personal information from a child under 18 without verification of parental consent, we will delete that information immediately. 

8. Accessing and Changing your Personal Information

8.1. You can review and edit your personal information at any time by logging in to your account and clicking the Profile link.

9. Contact Details

If you have questions or concerns regarding this policy, you should contact us by emailing: